John Yung

International and Cabot Credit Management

John Yung joined Encore Capital Group in July 2015 and currently serves as President, International and Cabot Credit Management. In this role, Mr. Yung oversees all of Encore’s European businesses, our investments in Latin America, and the Encore Asset Reconstruction Company (EARC) in India.

Prior to assuming his current role in May 2023, Mr. Yung served as Senior Vice President, Chief Global Strategist and Growth Officer, where he was responsible for overseeing and guiding the strategic direction of the company and the global development of new products and markets across Encore. He has also previously served as the Chief Executive Officer of Baycorp, a former Encore Capital Group Company, leading a turnaround of the Australian and New Zealand businesses.

Before joining Encore, Mr. Yung was a co-founder of ZenBanx Holding Ltd., an international fintech company which was acquired by SoFi Technologies, Inc. Prior to that, Mr. Yung held several positions at ING Direct USA, including Head of Consumer Lending and Head of Customer Research and Analytics. Mr. Yung also served in executive positions with Bank of America and MBNA.

Mr. Yung earned a Bachelor of Arts in Economics, with Honors, from the University of California Davis, and a Master of Business Administration in Finance and Marketing from Duke University.