LAAP is Encore’s business unit that serves the Latin America and Asia-Pacific markets. In Latin America, LAAP owns non-performing mortgage loan portfolios in Mexico where collections are performed through third-party servicer.

In India, Encore Asset Reconstruction Company (EARC) focuses on resolving micro, small and medium enterprises (MSME) and retail distressed debt. EARC is headquartered in Gurgaon, India.